The U.S. Centers for Disease Control and Prevention estimates that 535,000 American children have potentially dangerous levels of lead in their blood.

Right now in San Jose, CA, 10 public agencies, including the cities of San Francisco, Oakland, San Diego and the counties of Los Angeles and Santa Clara are bringing suit. The goal is to force defendants to inspect over 3 million California homes and to remove any lead paint hazards. The estimated cost to the industry? Over $1Billion.

Note, above examples above are intended to illustrate the wide variety of environmental exposures faced by companies and the many ways in which those exposures can arise. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy and the facts of each unique situation. Please refer to your individual policy forms for specific coverage or contact your insurance agent/broker.