Professional Liability

With litigation costs on the rise, solid professional liability coverage is essential to protecting your clients. Our cost-effective insurance solutions match admitted and non-admitted carriers to fit your client’s specific needs for much needed peace of mind.

Directors & Officers Liability

  • Condo / Homeowners / Property Owners Associations
  • Independent Directorship Coverage
  • Non-Profit Organizations
  • Private Companies
  • Public Companies
  • Side A Coverage

Optional Coverage

  • Blended Programs
  • Defense Outside the Limits of Liability
  • Entity Coverage
  • Separate Limits for each Coverage Part

Employment Practices Liability

All Classes Including:

  • Auto Dealers
  • Law Firms
  • Physicians
  • Restaurants, Hotels & Country Clubs

Optional Coverage

  • Defense Outside the Limits of Liability
  • Punitive Damages
  • Third Party Liability
  • Wage & Hour

Fiduciary Liability

Defense Costs to protect the “Fiduciaries” of all plans in case of “Breach of Fiduciary Duty.” (ERISA allows plaintiffs to sue the Fiduciaries for their PERSONAL assets.)

Cyber Liability

  • First Party
  • Third Party

Products Liability

  • Medical Products
  • Vitamin/Nutritional Supplements

Misc. Professional E&O

Coverage available for most classes including:

  • Accounting Firms
  • Architects & Engineers
  • Computer Consultants/Programmers
  • Employment Agencies
  • Environmental Consultant & Much More
  • Home Inspectors
  • Insurance Agencies/Brokers/MGA’s
  • Law Firms
  • Real Estate Agents/Brokers

Medical/Social Services Professional Liability

  • Adoption/Foster Care Agencies
  • Counseling Risks
  • Home Health Care
  • Hospitals
  • Labs
  • Medical Equipment Providers
  • Medical Spas
  • Pharmacies
  • Physical/Occupational/Speech Therapy Centers
  • Physicians/Surgeons
  • Surgery Centers

Optional GL Coverage Available on Many Classes.

Public Entity Liability

  • Ambulance/EMT Operations
  • General Liability
  • Law Enforcement Liability
  • Public Officials/Employment Practices

Media/Internet Liability

Broad coverage options available including:

  • Copyright/Trademark Infringement
  • First Party Coverage
  • Malicious Code
  • Public Relations Coverage
  • Third Party Coverage
  • Unauthorized Access


You must be an appointed Hull & Company retailer to use these programs. Quotes obtained via these programs will only be bound IF you are a previously appointed producer with a currently executed Producer Agreement with Hull. You must be authorized with Hull for the state in which the risk is located. Prior to Binding you must confirm with your branch to determine any and all applicable taxes & fees.

Marketing Support Materials

Emergency Care Services
Home HealthCare
Professional Liability
Social Services
Specialty Human services